Are you earning enough but can’t seem to stretch your money to survive? Do you always find yourself making excuses for not saving money? If your answer is yes, then you might have some financial issues.
Stefanie O’Connell, a financial advisor for millennials and author of “The Broke and Beautiful Life,” explains the ways of a person who is not good with money. Read up to know if you’re one of them.
1. You most of the time pay your fees late.
If having late fees, missing a credit card payment, and over-drafting your bank account is part of your norm, then you have a problem.
2. You don’t monitor your spending.
Stefanie O’Connell said:
“A lot of people don’t know where their money is going. They don’t know how they’re actually spending. They don’t know the actual balances in their checking and savings accounts. They don’t know the balances on their credit cards. And they don’t know their net worth.”
3. You always make excuses regarding your financial issues.
Eric Roberge, a financial planner and founder of Beyond Your Hammock said that one major sign that you’re not good with money is when you don’t see that there is something wrong with your financial situation.
4. You’re finding a way out of your money troubles rather than fixing them.
5. You don’t have a back-up fund.
People who are good with money think about the future. They would make sure not to allow themselves to fall into a routine of living paycheck to paycheck.
6. When you can’t seem to finally pay off your debts.
Jennifer Lane, a financial planner at Compass Planning Associates, said:
“Credit card debt that you can’t get rid of is a clear sign of money challenges.”
7. You don’t like talking about money.
If these sound familiar to you, you likely aren’t managing your money as well as you could be.
Welsh Village Name With Over 20 Spelling Variations Confuses Visitors and Delivery Drivers
Four are still commonly used today.
In rural Wales, the small village of Trellech stands unique. Its name has more than 20 spelling variations, with four still in use today. Trellech in Monmouthshire, with fewer than 3,000 people, has signs around the area containing different spellings of its name, which often leaves visitors puzzled.
The spellings vary from Trelech, Trelleck, as well as Trellech and Tryleg (the official spellings in English and Welsh). An old map uses the variation Trylegh.
While it is not unusual for places to have numerous historical spelling variations, it is unique that Trellech has four that are still commonly used up to this day.
How To Deal With A Toxic Relationship If Cutting Ties Is Out Of The Question
Sometimes, we are left with no choice but stick it out with them.
While cutting ties seems to be the most sensible thing to do when you find a person toxic, it is easier said than done with certain people in your life, including your partner, friends, or even boss. So, does this mean that you just have to live with toxicity simply because you can’t kick them out of your life?
Well, not exactly as psychology experts have given a few tips on how to deal with people whose existence seem impossible if they can’t put you through hell, intentionally or otherwise.
According to Dr. Adam L. Fried, a clinical psychologist from Phoenix and an assistant professor of psychology at Midwestern University, the word “toxic relationship” is not a formal word that psychologists use. However, many mental health experts use the term in describing a type of dysfunctional relationship in which one or both individuals end up feeling negative emotions after their interaction. ...
5 Mistakes Women Make In A Relationship And How To Fix Them
Women should completely stop doing #3
A relationship is not just about love and affection; it is also about two individuals choosing to spend their life together. Unfortunately, many times women make some terrible mistake that actually cost them their own relationship.
It’s no secret that there is no such thing as a perfect relationship since fights and misunderstandings will always be a part of it. However, there are things that you can do to avoid certain mistakes that can utterly destroy your relationship.
1. First date: Jumping into a relationship too quickly